Integrations

This page explains the Integrations use case(considering the Lending case study). This page highlights the Database level exchange between components of any FI's IT infrastructure with Finscale.
  1. If you use a Lending Origination system and consume Finscale Analytics Services;

Feature

Description

Tokenized or authenticated data exchange between pool of lending origination services and Analytics Service

Basic Screening or eligibility data and alternative data pointers

2. If you use a Lending Management system and consume Finscale Analytics Services;

Ability to configure loan products template directly from a pre configured pool of lending management services and Finscale

Selective loan product template libraries with associated amortisation features

Selective loan product associated Charges and Fees template libraries

Tokenized or authenticated data exchange between your lending management systems and Finscale

Historical Repayment behaviour data & unique loan application association

Unique Loan application Disbursal association

Ability to create an Approval Action (maker checker) notification for a uniquely flagged Loan application

Ability to create an Disbursal Action (maker checker) notification for a uniquely flagged Loan application

Ability to create an Refinance Action (maker checker) notification for a uniquely flagged Loan application

Ability to create an Reschedule Action (maker checker) notification for a uniquely flagged Loan application

3. If you use a FinOPS Management system and consume Finscale Analytics Services;

Tokenized or authenticated data exchange between your pool of FinOPS systems and Finscale

Historical Repayment behaviour data on unique loan application

Historical Repayment behaviour data on grouped loan application by different classification factors

Historical collections data both individual collections data and bulk collections data

Transfer in Suspense Repayment data

Repayment deviation data

4. If you use a Customer Relationship system and consume Finscale Analytics Services;

Tokenized or authenticated data exchange between your pool of CRM systems and Analytics Service

Ability to feed Credit score to LoS's CRM end points

Ability to feed loan offer to LoS's CRM end points

Ability to verify loan offer's inprinciple agreement through LoS's CRM end points

5. If you use or plan to use any Credit Bureau from your jurisdiction along side Finscale Analytics Services;

Phase wise integration capability with API end points of Credit Reporting systems prevailing in the jurisdiction

Example

API level exchange with local Credit Bureau or Credit Reporting System and Analytics Service

CIBIL

API level exchange with local Credit Bureau or Credit Reporting System and Analytics Service

Transunion

API level exchange with local Credit Bureau or Credit Reporting System and Analytics Service

CRIF

API level exchange with local Credit Bureau or Credit Reporting System and Analytics Service

Experian

6. If you wish to generate Reports from Finscale over your financial products portfolio, then you can integrate with any choice of BI tool;

Custom Reports with XBRL mapping

Ability to create, read, modify and delete custom reports on Analytics Service characteristic actions for executive level reporting

External BI tool

Seamless integration framework with external BI tool