Integrations
This page explains the Integrations use case(considering the Lending case study). This page highlights the Database level exchange between components of any FI's IT infrastructure with Finscale.
  1. 1.
    If you use a Lending Origination system and consume Finscale Analytics Services;
Feature
Description
Tokenized or authenticated data exchange between pool of lending origination services and Analytics Service
Basic Screening or eligibility data and alternative data pointers
2. If you use a Lending Management system and consume Finscale Analytics Services;
Ability to configure loan products template directly from a pre configured pool of lending management services and Finscale
Selective loan product template libraries with associated amortisation features
Selective loan product associated Charges and Fees template libraries
Tokenized or authenticated data exchange between your lending management systems and Finscale
Historical Repayment behaviour data & unique loan application association
Unique Loan application Disbursal association
Ability to create an Approval Action (maker checker) notification for a uniquely flagged Loan application
Ability to create an Disbursal Action (maker checker) notification for a uniquely flagged Loan application
Ability to create an Refinance Action (maker checker) notification for a uniquely flagged Loan application
Ability to create an Reschedule Action (maker checker) notification for a uniquely flagged Loan application
3. If you use a FinOPS Management system and consume Finscale Analytics Services;
Tokenized or authenticated data exchange between your pool of FinOPS systems and Finscale
Historical Repayment behaviour data on unique loan application
Historical Repayment behaviour data on grouped loan application by different classification factors
Historical collections data both individual collections data and bulk collections data
Transfer in Suspense Repayment data
Repayment deviation data
4. If you use a Customer Relationship system and consume Finscale Analytics Services;
Tokenized or authenticated data exchange between your pool of CRM systems and Analytics Service
Ability to feed Credit score to LoS's CRM end points
Ability to feed loan offer to LoS's CRM end points
Ability to verify loan offer's inprinciple agreement through LoS's CRM end points
5. If you use or plan to use any Credit Bureau from your jurisdiction along side Finscale Analytics Services;
Phase wise integration capability with API end points of Credit Reporting systems prevailing in the jurisdiction
Example
API level exchange with local Credit Bureau or Credit Reporting System and Analytics Service
CIBIL
API level exchange with local Credit Bureau or Credit Reporting System and Analytics Service
Transunion
API level exchange with local Credit Bureau or Credit Reporting System and Analytics Service
CRIF
API level exchange with local Credit Bureau or Credit Reporting System and Analytics Service
Experian
6. If you wish to generate Reports from Finscale over your financial products portfolio, then you can integrate with any choice of BI tool;
Custom Reports with XBRL mapping
Ability to create, read, modify and delete custom reports on Analytics Service characteristic actions for executive level reporting
External BI tool
Seamless integration framework with external BI tool
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