# Credit Origination

**Summary:** Credit Origination is anything to do with Client creation, registration, KYC and onboarding in the case of lending financial products. The lending products can range from a simple interest based loan to a complex and personalized amortization criteria loans. Loans can simply be an Overdraft facility on another financial product such as checking type product.

Credit Origination follows a very flexibile approach. We see that each FI has its own methods and ideas on how to approach, onbaord their customers. 

Many FIs use multiple types of services, forms, workflow applications.